Travel Insurance

Travel Insurance is like having a “personal bodyguard” watching over you the moment you step out of your door. Whether it is a domestic or international trip, this insurance helps manage financial risks that may arise from unexpected events. To help you choose the most worthwhile plan, here are the key essentials I’ve summarized for you:

1. Core Coverage that is “Must-Have”

A good travel insurance policy should cover these 3 areas:

Medical Expenses: Covers both accidents and illnesses (including COVID-19 in some plans). This is vital, especially abroad where medical costs can be astronomical.
Emergency Medical Evacuation: For cases requiring repatriation or hospital transfer via helicopter/medical aircraft (the coverage limit for this should ideally be in the millions).
Trip Disruptions: Flight delays, lost or damaged luggage, and trip cancellations.

2. Formats Tailored to Your Usage

Single Trip vs. Annual Trip

Best for: Occasional travelers or a one-off long trip / Frequent travelers (3-4 times per year or more).
Highlights: Low starting premiums (hundreds of Baht), covers specific travel dates / Pay once for unlimited trips (usually not exceeding 90-180 days per trip).
Value: Pay only for what you use / Saves money and time, no need to purchase frequently.